FAQ About Financing:

  • What company does Arkansas Marine use for financing?

    Priority One Financial services

  • What rates and terms are available?

    Rates are determined by your credit score and the boat being financed. Terms are offered up to 20 years on new boats and 15 on pre-owned.

  • How much down payment is required?

    Customers with strong credit scores may be eligible for a zero down payment loan. Typically, though, 10% is required.

  • How do I submit an application?

    It's easy - just fill out our Secure Credit Application, the link is located on our website.

  • Will I need insurance?

    Yes, insurance is required for all financed boats. We'll provide you with all the information needed to get the required insurance.

  • What credit score is required?

    While there is no one specific credit score required, those with 720 and higher will get the best offers.

  • How does the approval process work and how long does it take?

    Once a credit application is submitted it will be reviewed and sent to the appropriate lender. Generally speaking, we have approvals within an hour or two during normal business hours.

  • Can I finance a used boat?

    Absolutely! We have financing available for boats up to 25 years old.

  • Are there any application fees or closing costs?

    There are no fees for applying or closing costs.

  • Why is Priority One is unique?

    Priority One has been serving the marine and RV industry since 1987. Acquired in 2007 by Forest River, Inc., a Berkshire Hathaway company, Priority One serves as the nation's leading full-service retail finance company providing multiple lenders and specialized finance and insurance packages to hundreds of dealerships.

Finance